Loans for Professionals

Professional’s loans are also part of business loans but there are some relaxation and benefits given to the customers as they are professionals. You grow your business the easy way with loans for professionals From CSM. Use funds from your professional loan to expand your business, upgrade equipment and much more. In addition, you don’t require security when you apply for professional loans at any company through CSM. Apply for professional loans to get competitive interest rates. Enjoy customised professional loans and fast approvals.

We offer special benefits on professional loans for selected professions, such as Doctors, CA, Architect.

People Eligible for Professionals Loans

The following people are eligible to apply for Professionals Loans:

  • Doctors, Chartered Accountants, Architects, Company Secretaries, and professionals involved in self practice or consulting.
  • Individuals who have minimum 4 years of post-qualification experience for Doctors and Chartered Accounts, and minimum 5 years of post-qualification experience for Company Secretaries and Architects.
  • The business should have a Minimal Annual Income (ITR) of Rs. 1 lakh per annum.
  • Those whose business has been profit making for the previous 2 years.
  • The applicant should be at least 25 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity.

Documentation criteria is as same as business loan other then professionals have to submit their degree of profession. Most companies provide lower Rate of Interest and processing charge for professionals.

Looking for a loan. Enquire from us now!