Business Loan

Business loan is an unsecured loan which is provided to a self-employed individual and entity. A business loan is a loan that can be availed for any business upgrade or equipment purchase, which is repaid in equal instalments monthly. Grow your small firm or large-scale company with business loans. CSM business loans come with a host of benefits and are tailor made to meet your unique business needs. CSM offer among the best business loans in India, with complete transparency and competitive interest rates. Business loans do not require any security. Apply for a business loan from CSM to get funds up to Rs 75 lakhs, and enjoy easy documentation and doorstep service.

  • Proprietorship Firm
  • Partnership Firm/ LLP
  • Private Limited Company
  • Public Limited Company

Business Loan Eligibility Criteria

Every company have different criteria for calculate eligibility they also have restrictions for minimum turnover as per their policy Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services. Companies will prefer that your business has been showing stability of at list for the last 3 years. Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience. The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity.
Based on your kind of business and your past credit history, the final loan amount is decided.

Documents Required

  • Identity Proof
  • Address Proof
  • Bank Statement (Latest 6 months)
  • Last 2 years ITR along with other relevant docs like Balance Sheet, P&L, Audit Report (Certified by a CA).
  • Most companies prefer to give BL to the customers who have owned house or office.
  • Other Mandatory Documents like Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).


  • Business loans range from min. of 1 year up to a max of 4 years.
  • Some companies also prove unsecured Business OD as HDFC and Bajaj Fin serve ltd.
  • The processing of the loans usually takes 4 working days after all the documents are submitted.
Looking for a loan. Enquire from us now!